Table of Contents
OVERVIEW
Hello friends welcome to Finance Cracker. In this article I will give you the list of top 10 best mutual fund to invest in 2020. I know, you may have watched so many advertisement about Mutual Funds like ‘Mutual Fund Sahi Hai..’. I am assuming that you have also noticed that fast voice that always come at the end of every advertisement ‘Mutual Funds are subject to market risk’.
I am writing this article at the time of Corona Pandemic. The market value of most of the shares eroded by more than 50%. Peoples are scared to invest in market. But if you look into history, then you will find that market had outperformed after all such crisis.
Now there may be a question in your mind that which mutual fund is good for investment? According to the expert’s opinion we should go for those funds which stand strong in the market, as compare to other funds, during this Corona Pandemic period.
In India there is a huge scope for mutual fund market to grow. Being worlds fastest growing economy, growing middle class and rapid growth in infrastructure are the factors that will lead the Indian financial market.
We must look the past performance of the fund and ratings what they have got. I am listing below the Top 10 mutual funds who have given highest return in last 5 years. And for your information let me tell you that whatever fund I have listed here they have got either 5 or 4 ratings.
TOP 10 BEST MUTUAL FUNDS
Following are the list of top 10 best mutual fund to invest in 2020-
Mirae Asset Emerging Bluechip Fund Direct – Growth
| Last 5-year Return | 11.05% |
| CRISIL Rating | 4 Star |
| Expense Ratio | .92% |
| Exit Load | 1% if redeemed within 1 year |
| Top 5 Sectors Holding | Financial (32.66%) Energy (11.58%) Health Care (10.24%) FMCG (8.16%) Technology (8.02%) |
| Top 5 Companies Holdings | HDFC Bank Ltd. Reliance Industries Ltd. ICICI Bank Ltd. Axis Bank Ltd. State Bank of India |
| Risk | Moderate High |
SBI Small Cap Fund Direct – Growth
| Last 5-year Return | 9.48% |
| CRISIL Rating | 4 Star |
| Expense Ratio | .93% |
| Exit Load | 1% if redeemed within 1 year |
| Top 5 Sectors Holding | Engineering (18.67%) FMCG (10.92%) Construction (10.01%) Financial (9.65%) Consumer Durable (9.42%) |
| Top 5 Companies Holdings | Hawkins Cookers Ltd. Dixon Technologies (India) Ltd. Elgi Equipments Ltd. Navin Fluorine International Ltd. Relaxo Footwears Ltd. |
| Risk | Moderate High |
Axis Focused 25 Direct Plan – Growth
| Last 5-year Return | 9.11% |
| CRISIL Rating | 4 Star |
| Expense Ratio | .65% |
| Exit Load | For units in excess of 10% of the investment,1% will be charged for redemption within 12 months |
| Top 5 Sectors Holding | Financial (35.77%) Chemicals (12.99%) Services (12.92%) Technology (8.67%) Healthcare (7.92%) |
| Top 5 Companies Holdings | Avenue Supermarts Ltd. Tata Consultancy Services Ltd. HDFC Bank Ltd. Kotak Mahindra Bank Ltd. Bajaj Finance Ltd. |
| Risk | Moderate High |
Axis Bluechip Fund Direct Plan – Growth
| Last 5-year Return | 8.81% |
| CRISIL Rating | 5 Star |
| Expense Ratio | .47% |
| Exit Load | For units in excess of 10% of the investment,1% will be charged for redemption within 12 months |
| Top 5 Sectors Holding | Financial (31.64%) Technology (11.57%) FMCG (9.15%) Healthcare (8.49%) Services (7.00%) |
| Top 5 Companies Holdings | HDFC Bank Ltd. Avenue Supermarts Ltd. Kotak Mahindra Bank Ltd. Infosys Ltd ICICI Bank Ltd |
| Risk | Moderate High |
Canara Robeco Emerging Equities Fund Direct – Growth
| Last 5-year Return | 8.62% |
| CRISIL Rating | 4 Star |
| Expense Ratio | .87% |
| Exit Load | 1% if redeemed within 1 year |
| Top 5 Sectors Holding | Financial (25.37%) Healthcare (11.40%) Services (7.93%) Energy (7.90%) Chemicals (7.43%) |
| Top 5 Companies Holdings | HDFC Bank Ltd. Reliance Industries Ltd. ICICI Bank Ltd Ipca Laboratories Ltd. Atul Ltd. |
| Risk | Moderate High |
Axis Midcap Direct Plan – Growth
| Last 5-year Return | 8.49% |
| CRISIL Rating | 5 Star |
| Expense Ratio | .56% |
| Exit Load | For units in excess of 10% of the investment,1% will be charged for redemption within 12 months |
| Top 5 Companies Holdings | Avenue Supermarts Ltd. Ipca Laboratories Ltd. Bata India Ltd. PI Industries Ltd. Indraprastha Gas Ltd. |
| Risk | Moderate High |
Aditya Birla Sun Life India GenNext Direct Fund – Growth
| Last 5-year Return | 8.32% |
| CRISIL Rating | 4 Star |
| Expense Ratio | 1.29% |
| Exit Load | 1% if redeemed within 1 year |
| Top 5 Sectors Holding | Financial (29.27%) FMCG (22.02%) Healthcare (11.48%) Automobile (6.86%) Consumer Durable (5.61%) |
| Top 5 Companies Holdings | HDFC Bank Ltd ICICI Bank Ltd ITC Ltd Bharti Airtel Ltd HDFC Ltd |
| Risk | High |
DSP Midcap Direct Plan – Growth
| Last 5-year Return | 8.15% |
| CRISIL Rating | 4 Star |
| Expense Ratio | .97% |
| Exit Load | 1% if redeemed within 1 year |
| Top 5 Sectors Holding | Financial (17.12%) Healthcare (15.73%) Chemicals (13.41%) Engineering (8.12%) FMCG (6.90%) |
| Top 5 Companies Holdings | IPCA Laboratories Ltd Divi’s Laboratories Ltd Atul Ltd Coromandel International Ltd Bata India Ltd. |
| Risk | Moderate High |
SBI Focused Equity Fund Direct Plan – Growth
| Last 5-year Return | 8.13% |
| CRISIL Rating | 5 Star |
| Expense Ratio | .87% |
| Exit Load | 1% if redeemed within 1 year |
| Top 5 Sectors Holding | Financial (33.70%) FMCG (13.69%) Services (7.64%) Technology (7.47%) Healthcare (5.86%) |
| Top 5 Companies Holdings | HDFC Bank Ltd State Bank of India Alphabet Inc Class A Procter & Gamble Hygiene & Health Care Ltd. Bajaj Finance Ltd |
| Risk | Moderate High |
Axis Small Cap Fund Direct – Growth
| Last 5-year Return | 7.81% |
| CRISIL Rating | 5 Star |
| Expense Ratio | .29% |
| Exit Load | 1% for investments beyond 10% if redeemed within 12 months |
| Top 5 Sectors Holding | Construction (17.01%) Chemicals (11.14%) FMCG (7.72%) Technology (5.29%) Energy (3.27%) |
| Top 5 Companies Holdings | Galaxy Surfactants Ltd. Aarti Industries Ltd. City Union Bank Ltd. Can Fin Homes Ltd. Fine Organic Industries Ltd. |
| Risk | Moderate High |
FINAL NOTE
The returns of the Mutual Funds are impacted by Corona Pandemic. When the economy will revive, all these funds will bounce back and you will see higher return.
All the market experts are saying that, this is the right time to invest into the market. If you will invest this during this pandemic then you will get supernatural return after revival of the economy.
Now you might be thinking that I can’t invest in all these funds. That’s why I am picking a fund for you from above mentioned 10 funds. Before mentioning the name of that fund let tell you one thing that this is only recommendation from my side based on my research. The final decision of investing is all on yours.
According to me the best fund is Axis Bluechip Fund Direct Plan – Growth. It has low expanse ratio. Portfolio is well diversified. And if you will see the history, this fund has given a good return during the bad market condition also.
I think whatever information I have provided are enough for decision making but if you want to do some more analysis then you can visit this link- https://www.paytmmoney.com/mutual-funds/best-return-funds?bucket=5y&ratings=4,5
